Gold and silver are trading at record levels. What does this mean to the average person? Gold and silver is in demand as a hedge against inflation and the falling value of the US Dollar. Commodity inflation is at 20% and food inflation is at 30% over the last 12 months. The value of the US Dollar is approaching an all time low. The immediate impact on the average consumer is that every dollar you earn will buy less and less everyday. Any dollars that you may be lucky enough to have saved are slowly shrinking day after day.

What can the average American do to safeguard their future? It is too late to buy gold or silver. Gold and silver average 20-30 years between record highs and lows. Hedging with gold and silver is ineffective if you are buying at the highs. If you hold gold and silver you should be selling off a percentage of your holdings, when the markets are at their highs, to effectively hedge your dollars. You need to remember today's economic climate and purchase gold and silver when (hopefully not if) it cycles back towards a low. What do you do in the meantime?

There is a popular saying that in order to be prepared an individual should have "Beans, Bullets and Band-aids". I cannot argue with this logic. If you look at the current inflation rate of 30% for food goods, you can achieve a 30% rate of return on food items stocked in your pantry. The same formula applies to "Bullets and Band-aids". The advantage of investing in "Beans, Bullets and Band-aids" versus gold and silver is three fold. First, gold and silver should be purchased at market lows as previously discussed. Second, commodities such as ammunition, food, first aid supplies do not see the market downswings like gold and silver. "Beans, Bullets and Band-aids" are in a constant inflationary state. Third, "Beans, Bullets and Band-aids" can you used on a daily basis and are critical in an emergency situation. It is difficult to feed your family, defend your home or mend a nasty cut with gold or silver.

SunflowerAmmo.com is a small, family owned business that exists to bring you the best products at the best prices. We use what we sell. Look at the following when deciding how to safeguard your family and dollars from inflation.